Roof Financing in Tampa Bay

Two main programs: 2 year 0% interest financing on qualifying replacements, and PACE financing through Florida-approved programs (no money down, no credit check in most cases, payments through your property tax bill over up to 20 years).

Most homeowners with reasonable credit qualify. We can pre-qualify you in about 15 minutes through our financing partners. Approval based on credit, income, and debt-to-income ratio.

PACE (Property Assessed Clean Energy) is a Florida-approved financing program that lets homeowners pay for storm-hardening improvements through their property tax bill. No money down, no credit check in most cases, terms up to 20 years.

The interest portion of your PACE payment may be tax deductible since it is paid as part of your property tax. Check with your tax advisor for your specific situation.

Yes. Most of our financing options allow early payoff without penalty. PACE assessments can typically be paid off by paying the remaining balance to your county tax collector.

Depends on roof cost, term length, and program. Typical $20,000 roof on 10 year 0% financing runs about $167/month. PACE on the same roof over 20 years runs about $130/month including interest. We will show you exact numbers in your quote.